Skip to main content
Articles

Real Time Data Integration and Risk Exception Management in AI Powered Digital Payment Systems with Secure CI CD and SDN Networks

Abstract

AI-powered digital payment systems are transforming global commerce by enabling real-time fraud detection, dynamic credit scoring, and personalized financial services. However, the integration of heterogeneous data streams, continuous risk monitoring, and secure software delivery remains a critical challenge. This study explores real-time data integration and risk exception management in AI-driven payment ecosystems supported by Secure CI/CD pipelines and Software-Defined Networking (SDN) architectures. The proposed framework leverages streaming platforms, distributed microservices, machine learning risk engines, DevSecOps practices, and programmable SDN controllers to ensure scalability, resilience, and security. Real-time analytics engines process transactional, behavioral, and contextual data to identify anomalies and generate automated risk exceptions. Secure CI/CD pipelines enforce automated testing, code scanning, compliance validation, and rapid deployment while minimizing operational vulnerabilities. SDN enhances network visibility, segmentation, and adaptive threat mitigation. The research highlights how integrating AI governance, zero-trust networking, and continuous monitoring can significantly reduce fraud rates, operational risks, and deployment delays. The findings demonstrate that combining real-time data orchestration with automated risk exception workflows and secure infrastructure management improves transaction reliability, regulatory compliance, and customer trust in digital payment systems

References

1. Panda, M. R., & Kondisetty, K. (2022). Predictive fraud detection in digital payments using ensemble learning. American Journal of Data Science and Artificial Intelligence Innovations, 2, 673–707.
2. Genne, S. (2022). Designing accessibility-first enterprise web platforms at scale. International Journal of Research and Applied Innovations, 5(5), 7679–7690.
3. Vaidya, S., Shah, N., Shah, N., & Shankarmani, R. (2020, May). Real-time object detection for visually challenged people. In Proceedings of the International Conference on Intelligent Computing and Control Systems (pp. 311–316). IEEE.
4. Hebbar, K. S. (2022). Machine learning-assisted service boundary detection for modularizing legacy systems. International Journal of Applied Engineering & Technology, 4(2), 401–414.
5. Adari, V. K. (2021). Building trust in AI-first banking: Ethical models, explainability, and responsible governance. International Journal of Research and Applied Innovations, 4(2), 4913–4920.
6. Gangina, P. (2022). Resilience engineering principles for distributed cloud-native applications under chaos. International Journal of Computer Technology and Electronics Communication, 5(5), 5760–5770.
7. Prasanna, D., & Santhosh, R. (2018). Time orient trust based hook selection algorithm for efficient location protection in wireless sensor networks using frequency measures. International Journal of Engineering & Technology, 7(3.27), 331–335.
8. Inbavalli, M., & Arasu, T. (2015). Efficient analysis of frequent item set association rule mining methods. International Journal of Scientific & Engineering Research, 6(4).
9. Mudunuri, P. R. (2022). Engineering audit-ready CI/CD pipelines for federally regulated scientific computing. International Journal of Engineering & Extended Technologies Research, 4(5), 5342–5351.
10. Chennamsetty, C. S. (2023). Standardizing Software Delivery: Unified Data Models and Scalable Infrastructure for Subscription Ecosystems. International Journal of Computer Technology and Electronics Communication, 6(2), 6658-6665.
11. Sethuraman, S., Devi, C., & Murthy, C. G. (2022). Policy-as-Code Row-Level Security: Compiling DPL Rules into Spark SQL Views. American Journal of Data Science and Artificial Intelligence Innovations, 2, 673-705.
12. Sreekala, K., Rajkumar, N., Sugumar, R., Sagar, K. D., Shobarani, R., Krishnamoorthy, K. P., & Yeshitla, A. (2022). Skin diseases classification using hybrid AI based localization approach. Computational Intelligence and Neuroscience, 2022(1), 6138490.
13. Singh, A. (2021). Evaluating reliability in mission-critical communication: Methods and metrics. International Journal of Innovative Research in Computer and Technology, 7(2), 1–11.
14. Ponugoti, M. (2022). Integrating API-first architecture with experience-centric design for seamless insurance platform modernization. International Journal of Humanities and Information Technology, 4(1–3), 117–136.
15. Anumula, S. R. (2022). Transparent and auditable decision-making in enterprise platforms. International Journal of Research and Applied Innovations, 5(5), 7691–7702.
16. Perla, S. (2022). Salesforce automation with Flows: From admin to AI. Journal of Computational Analysis and Applications, 30(1), 850–856. https://www.researchgate.net/profile/Srikanth-Perla-2/publication/391454730_Salesforce_Automation_with_Flows_From_Admin_to_AI/links/6818eb11bd3f1930dd6c866f/Salesforce-Automation-with-Flows-From-Admin-to-AI.pdf
17. Keezhadath, A. A., Kota, R. K., & Selvaraj, A. (2021). Dynamic pricing optimization for global hospitality: Real-time data integration and decision making. American Journal of Autonomous Systems and Robotics Engineering, 1, 131–165.
18. Surisetty, L. S. (2023). Proactive Threat Mitigation in API Ecosystems through AI-Powered Anomaly Detection. International Journal of Advanced Research in Computer Science & Technology (IJARCST), 6(1), 7633-7642.
19. Anand, L., & Neelanarayanan, V. (2019). Feature selection for liver disease using particle swarm optimization algorithm. International Journal of Recent Technology and Engineering, 8(3), 6434–6439.
20. Murugamani, C., Saravanakumar, S., Prabakaran, S., & Kalaiselvan, S. A. (2015). Needle insertion on soft tissue using set of dedicated complementarily constraints. Advances in Environmental Biology, 9(22 S3), 144–149.
21. Gaddapuri, N. S. (2021). Big data storage observation system. Power System Protection and Control, 49(2), 7–19.
22. Kamadi, S. (2021). Risk exception management in multi-regulatory environments: A framework for financial services utilizing multi-cloud technologies.
23. Ananth, S., Kalpana, A. M., & Vijayarajeswari, R. (2020). A dynamic technique to enhance quality of service in software-defined network-based wireless sensor network using machine learning. International Journal of Wavelets, Multiresolution and Information Processing, 18(1), 1941020.
24. Nagarajan, C., Neelakrishnan, G., Akila, P., Fathima, U., & Sneha, S. (2022). Performance analysis and implementation of 89C51 controller based solar tracking system with boost converter. Journal of VLSI Design Tools & Technology, 12(2), 34–41.
25. Vimal Raja, G. (2021). Mining customer sentiments from financial feedback and reviews using data mining algorithms. International Journal of Innovative Research in Computer and Communication Engineering, 9(12), 14705–14710.
26. Navandar, P. (2022). SMART: Security model adversarial risk-based tool. International Journal of Research and Applied Innovations, 5(2), 6741–6752.
27. Ponlatha, S., Umasankar, P., Balashanmuga Vadivu, P., & Chitra, D. (2021). An IoT-based efficient energy management in smart grid using SMACA technique. International Transactions on Electrical Energy Systems, 31(12), e12995.
28. Inampudi, R. K., Pichaimani, T., & Surampudi, Y. (2022). AI-enhanced fraud detection in real-time payment systems: Leveraging machine learning and anomaly detection to secure digital transactions. Australian Journal of Machine Learning Research & Applications, 2(1), 483–523.